Employer-Sponsored Health Insurance and the Promise of Health Insurance Reform

Employer-sponsored health insurance and the promise of health insurance reform.

The central role that employers play in financing health care is a distinctive feature of the U.S. health care system, and the provision of health insurance through the workplace has important implications well beyond its role as a source of health care financing. In this paper, we consider the "goodness of fit" of employer-sponsored health insurance (ESI) in the current economic and health ins...

Economic Research Initiative on the Uninsured Working Paper Series EMPLOYER-SPONSORED HEALTH INSURANCE AND THE PROMISE OF HEALTH INSURANCE REFORM

Medical malpractice reform and employer-sponsored health insurance premiums.

OBJECTIVE Tort reform may affect health insurance premiums both by reducing medical malpractice premiums and by reducing the extent of defensive medicine. The objective of this study is to estimate the effects of noneconomic damage caps on the premiums for employer-sponsored health insurance. DATA SOURCES/STUDY SETTING Employer premium data and plan/establishment characteristics were obtained...

Employer-sponsored health insurance for retired Americans.

Diabetes in employer-sponsored health insurance.

OBJECTIVE To examine medical and mental health care expenditures for large numbers of individuals with diabetes enrolled in employment-sponsored insurance plans. RESEARCH DESIGN AND METHODS Health insurance billing data for approximately 1.3 million individuals enrolled in health insurance plans sponsored by 862 large self-insured employers nationwide were used to examine employer expenditure...